The bills from my week of ER visits and the hospital stay are finally trickling in. The whole process is seems like it is going to be a pain and I have full insurance. The insurance company wants to say that the hospital I visited is outside of my coverage so that the deductible will be higher. On further investigation, this really just means that we have to prove that my visits to the ER were legitimate and not for something dumb.
On top of that, it seems that we have to prove that my problems were not pre-existing AND we have to keep on their case to make sure that they are paying what they are supposed to be paying.
I am thankful that I have a wonderful husband who is dealing with all of the phone conversations... he is less likely to buckle than I am.
Anyways, we are hoping that all will go well and we will only have to pay the ER co-pays, the lower deductible and the 10% of everything else (which is what my benefits say they cover)... whether or not that actually happens is another story.
It is also frustrating that I have to get my protime checked weekly because my INR levels are low ... this means a weekly $20 co-pay :(
On top of that, it seems that we have to prove that my problems were not pre-existing AND we have to keep on their case to make sure that they are paying what they are supposed to be paying.
I am thankful that I have a wonderful husband who is dealing with all of the phone conversations... he is less likely to buckle than I am.
Anyways, we are hoping that all will go well and we will only have to pay the ER co-pays, the lower deductible and the 10% of everything else (which is what my benefits say they cover)... whether or not that actually happens is another story.
It is also frustrating that I have to get my protime checked weekly because my INR levels are low ... this means a weekly $20 co-pay :(
No comments:
Post a Comment