Mini Fraud

This morning on the way to work Daniel took the time to check his voice mail (something he rarely does). As we listened to it on speaker phone, one of the messages was about recent activity on a credit card we have not been using. Stating that we should call immediately to make sure identity fraud was not occurring.

So Daniel called the bank and sorted everything out. Evidently someone tried to use our credit card number to buy $1 worth of records at a local record store. Also purchases of less than $5 were attempted on iTunes and Napster. Since we had not been using the card the bank noticed the oddity and called us. Thankfully none of the purchases went through or were of significant amounts. This does make me wonder if such fraud would pass through, undetected, if we had been using the card regularly...

In other thoughts, the partners at Daniel's company have convened for a meeting this week. Since it is not the end of a quarter, we can only assume the worst (3 past meetings such as this have been followed by lay offs).

We are not sure what to think. We just keep praying that Daniel's job will be secure, while knowing nothing seems to be secure these days.

Identity Theft

On a lovely Saturday afternoon while you are going about your weekend business you do not want to receive a phone call that says, "Mr. Moore, this is your REI Visa Card, did you recently make a purchase at Home Depot in LA?"

This was followed by an explanation that someone in LA (Los Angeles or Louisiana does not matter since we are in neither place) attempted to make 3 separate purchases at a Home Depot $250 each. The first $500 was approved and then REI froze our card and gave Daniel a call.

Thankfully they are going to credit us the full $500 as well as send us new cards. The bad news is that we will be unable to use our cards for the next 7-10 days while we wait for new ones, but that is a small price to pay for a case of identity theft...